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Pick an AI coding plan

Short answer: start with Claude Code, Codex, Cursor (6 tools listed below). Plans and usage limits change often. Always confirm on the vendor's own pricing page.

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New to this? Start with the 5-step fix: Claude Code, Codex or Cursor: picking a $20 plan without hitting limits

Which tools are best to pick an AI coding plan?

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Claude Code

Anthropic's terminal coding agent; included with Claude subscriptions or billed via API.

Subscription or API

Codex

OpenAI's coding agent (CLI, IDE and cloud); included with ChatGPT plans or via API.

Subscription or API

Cursor

AI-first code editor with agent mode and a weekly usage pool.

Free + paid tiers

GitHub Copilot

Completions, chat and agent inside VS Code/JetBrains/GitHub.

Free + paid tiers

Cline

Open-source coding agent for VS Code; bring your own API key.

Free + model costs

Aider

Open-source pair programmer in your terminal; works with many models.

Free + model costs

Listing order is editorial, not paid. Pricing notes are a guide; check each vendor's site.